Step-by-Step Guide: How to Self-Certify Property in Gurgaon
Property

Step-by-Step Guide: How to Self-Certify Property in Gurgaon

Gurgaon, now officially known as Gurugram, has transformed itself into one of India's major industrial and financial hubs. Its rapid growth, driven by real estate development and a flourishing corporate environment, has brought with it the need for enhanced regulatory mechanisms to manage properties. In response to this, the government of Haryana has made self-certification of properties in Gurgaon a mandatory process.

Self-certification is part of the broader initiatives aimed at modernizing property management systems, streamlining ownership verification, and ensuring transparency in property-related transactions. This guide explains the process of self-certification, its benefits, the challenges property owners may face, and how to overcome these challenges.

What is Self-Certifying a Property?

Self-certification refers to a property owner’s voluntary declaration that all details provided about the property are accurate and up-to-date. Essentially, the owner certifies that their property’s data, including ownership details, taxes, and other property-related information, is correct in all respects. This information is submitted to the government through an online portal for verification.

By self-certifying a property, the owner assumes responsibility for the accuracy of the information provided. This process not only helps streamline property transactions but also enhances government transparency, allowing authorities to maintain proper records. It enables owners to enjoy benefits such as tax rebates and prevents delays in obtaining approvals for property-related transactions.

Why Has Gurgaon Made Self-Certification Compulsory?

Gurgaon has experienced significant urbanization, leading to a demand for faster and more efficient property-related processes. The self-certification initiative was launched by the Municipal Corporation of Gurugram (MCG) to reduce administrative burdens, improve accuracy in property records, and make property transactions more secure and transparent.

This move serves several purposes:

  1. Reduction of Fraudulent Transactions: Self-certification ensures that all property details are verified and correct, minimizing the risk of fraudulent property transactions.

  2. Streamlining Property Documentation: It ensures property records are updated in real time, reducing discrepancies.

  3. Efficient Property Tax Management: It helps the government to manage property tax more effectively and encourages accurate tax reporting by property owners.

  4. Compliance with Government Policies: The mandatory requirement aligns with the government’s larger goal of digitalization and transparency in property management.

Benefits of Self-Certifying Your Property in Gurgaon

  1. Ownership Proof: Self-certification may soon become a valid record of ownership in Haryana. It can serve as a safeguard in property disputes and act as documented proof of ownership.

  2. Financial Rebates: The Haryana government frequently announces tax rebates and other financial incentives for property owners who ensure their property records are updated. Self-certification qualifies the owner for these benefits.

  3. Ensures Accurate Documentation: Property details are crucial for several processes, including property transfers, lease agreements, and property tax filings. Self-certifying helps ensure that all these details are accurate and up to date, making future transactions easier.

  4. Updated Communication: The process updates your contact information, ensuring the government has your latest mobile number and email address, making it easier to send important notifications regarding property taxes, rebates, or other issues.

  5. Simplification of Transactions: Property transactions, including sales, leasing, and registrations, often require verified documentation. Self-certification simplifies this process by ensuring that the property records are accurate, reducing delays in property transactions.

  6. Avoid Legal Penalties: Failure to self-certify may result in fines, legal penalties, or delays in obtaining government approvals for property transactions.

How Does the Process of Self-Certification Work?

Self-certification is done online through the Urban Local Bodies (ULB) Haryana portal. The process is straightforward and involves verifying and submitting accurate information about your property. Below is a step-by-step guide on how to self-certify your property:

Step 1: Visit the ULB Haryana Portal

Begin by visiting the official website of ULB Haryana (Urban Local Bodies) ULB Haryana. This portal allows property owners in Gurgaon to self-certify their properties online.

Step 2: Register on the Portal

If you are not already registered on the ULB Haryana portal, you will need to create an account. Here’s how you can register:

  • Click on the “Citizen Sign-Up” option.

  • Select “New Registration” and fill in your details, such as your mobile number and email ID.

  • Choose “Citizen” as your user type.

Once registered, you will receive a User ID and Password to log in to the portal.

Step 3: Log In to the Portal

Log in to the portal using the User ID and Password provided during the registration process. If you are already a registered user, simply use your credentials to log in.

Step 4: Link Your Property

Once logged in, you may see a list of properties that are linked to your mobile number. If no property is linked, you will need to search for your property using your Property ID (PID), owner’s name, or other identifying details.

  1. Search for Property: Enter the owner’s name, mobile number, or plot number to find your property.

  2. Once the property is found, select it to proceed with self-certification.

Step 5: View and Verify Property Details

After finding your property, you will see its details displayed on the screen, divided into different sections such as:

  1. Property Details

  2. Owner Details

  3. Mobile Number

  4. Outstanding Dues (if any)

Go through each section carefully and verify that all the details are accurate.

Step 6: Provide Additional Information

You will be required to provide additional details such as your Family ID or other relevant information to complete the verification.

Step 7: OTP Verification

Once all the details are verified, an OTP (One-Time Password) will be sent to your registered mobile number. Enter the OTP to confirm your self-certification.

Step 8: Submit Self-Certification

After the OTP is verified, submit the self-certification. You will receive a confirmation message that your property has been successfully self-certified.

Documents Required for Self-Certification

Before initiating the self-certification process, make sure you have the following documents ready:

  • Sale Deed or Conveyance Deed: Proof of ownership of the property.
  • Allotment or Possession Letter: Provided by the builder or developer.

  • Identity Proof: Aadhar Card, PAN Card, or Passport.

  • Address Proof: Recent utility bills or other documents indicating your current address.

  • Approved Building Plan: For verification purposes.

  • No Objection Certificate (NOC): If required.

  • Self-Certification Form: Available on the ULB portal.

Challenges in Self-Certification and Solutions

While self-certification is a simple process, property owners may face a few challenges:

1. Data Discrepancies

Inaccurate or outdated property data can cause discrepancies between the property owner’s records and those maintained by the government. These discrepancies can delay or block the self-certification process.

Solution: Cross-check all property details with official documents before starting the self-certification process. Update any outdated records with the relevant authorities.

2. Technical Difficulties

Not all property owners may be familiar with online platforms, which could lead to difficulties in navigating the ULB portal.

Solution: The MCG (Municipal Corporation of Gurgaon) offers several resources to assist property owners, including workshops, webinars, and instructional guides on their website.

3. Lack of Clear Understanding of Regulations

Property owners might not fully understand the rules and regulations associated with self-certification, leading to confusion and potential errors.

Solution: MCG has taken proactive steps to educate property owners through training sessions for Resident Welfare Associations (RWAs), public seminars, and community outreach programs. These programs are designed to help property owners better understand the self-certification process.

4. Documentation Issues

Collecting the required documents can sometimes be time-consuming or confusing, particularly if certain documents require multiple approvals from various authorities.

Solution: The MCG provides in-person assistance at their offices and has set up a dedicated helpdesk to address queries and assist with documentation. Additionally, their website features user guides and FAQs to help with documentation.

5. Delays in Authority Responses

In some cases, property owners might experience delayed responses from authorities during the certification process.

Solution: MCG offers customer support services that allow property owners to follow up on the status of their certification. They offer multiple communication channels, including phone, email, and live chat.

Municipal Corporation of Gurugram (MCG) Support

The Municipal Corporation of Gurugram (MCG) has made self-certification compulsory for all property owners in Gurgaon. Their main objective is to streamline property transactions, enhance transparency, and hold property owners accountable for accurate property records.

Failure to self-certify may result in penalties, including fines, delays in obtaining necessary approvals, and denial of government services.

You can contact MCG for assistance through:

  • Helpdesk: +91-124-1234567

  • Email: support@mcg.gov.in

  • Office Hours: Monday to Friday, 9:00 AM to 6:00 PM

You can also visit the MCG Head Office located at: Address: MCG Head Office, Sector 34, Gurgaon, Haryana 122001

Conclusion

The self-certification process is an essential step for property owners in Gurgaon. By ensuring that property records are accurate, owners not only enjoy benefits such as rebates but also help create a more transparent property management system. The process is simple, user-friendly, and can be done from the comfort of your home.

With the support services provided by MCG and the straightforward steps outlined above, property owners can easily complete their self-certification and contribute to a more organized and efficient property ecosystem in Gurgaon.

RERA Registration Process
Property

RERA Registration Process

The Real Estate (Regulation and Development) Act (hereafter referred to as “RERA”) came into force on 1 May 2016. The main idea behind this law was the regulation and promotion of the real estate sector. Now development projects in real estate need to register themselves under RERA. RERA provides credibility to real estate projects and protects customers against delays in handing over the projects. 

How to Register Projects under RERA?

The process of Application for Registration of Real Estate projects differs from state to state. The detailed procedure for each state is available on each state’s RERA website. The promoters and real estate agents have to apply for registration on the website, which is relevant for their state. For registration, you need to submit certain documents along with the application. These, too, differ from state to state. However, certain documents are common amongst most of the states. These are:

  • Promoter’s PAN Card;

  • Legal title deeds of the land. (See Section 4(2)(l)A);

  • Encumbrance Certificate (See Section 4(2)(l)B);

  • Commencement Certificate (See Section 4(2)(c));

  • The Sanction Plan, Layout Plan, location details of the project (See Section 4(2)(d));

  • The plan of development works; and

  • Details of previous project experience of the promoter, if any (See Section 4(2)(b)).

Some of these documents across different states (as mentioned on their websites) are as follows:

  • Name, type, and registered address of the enterprise;

  • Registration Certificate, Memorandum of Association (MoA), Articles of Association (AoA) and date of incorporation of the promoter’s enterprise;

  • Audited balance sheets of the last three financial years;

  • Audited report and director’s report of the last three years; and

  • Name, address, contact details, and photographs of the promoter/director/partners/chairman/ or any other authorized person.

What Are the Key Benefits?

Before RERA, the real estate industry was in shambles. Customers faced delays, there was no regulation, and there was widespread corruption and high-handedness of real estate agents and builders. We see the following key benefits after RERA came into the picture: 

  • Carpet Area: A statutory definition of carpet area dispels the doubts regarding its determination. Promoters decided on carpet areas before RERA came into being. 

  • Buyers can seek information regarding the projects (Section 19, Clauses 1 & 2): Buyers under RERA can seek information such as completion status, plan layout, stages of construction, etc.

  • Delaying projects led to consequences for the promoter: Under RERA, each promoter has to give a due date on which they will hand over the possession of the property to the buyer. If the promoter cannot complete the project by this date,he can face penal consequences. 

  • Liability of promoters:  If there is any structural defect or flaw in constructing a property, the allottee may bring up such an issue to the notice of the promoter and the promoter will be obligated to rectify such flaws within 30 days. If the promoter does not do the same, the allottee will need to be compensated for such structural defects.

  • Advance Payments up to 10%: Under RERA, the builders cannot demand advance payments that are more than 10% of the project's total value.

  • The buyers were given rights in case of false promises: If the allottee finds themselves in a position where the initial promises made by the promoter are not being kept, or there is a mismatch in the commitment between the parties, the allottee under this Act, has the right to withdraw from the project and get a full refund (sometimes with interest or compensation).

People Also Read This: What is the RERA Act?

Impact On Home Buyers

Homebuyers now have the following rights under RERA: 

  • Buyers need not pay for the walls area, as the definition of carpet area is now clear. 

  • Builders need to disclose information, establishing transparency between the buyers and builders.

  • Registration manifests the credibility of builders and real estate agents. 

  • RERA also prevents indefinite delays in project development and misappropriation of funds. 

  • Asking for refunds in case of uncompleted projects is also easier under RERA. 

Impact On Real Estate Agents

RERA has the following impact on real estate agents:

  • Real estate agents now have to mandatorily register themselves and also keep renewing this registration. 

  • If a real estate agent is not registered, he will have to pay penalties. 

  • Real estate agents will have to maintain accounts, books, records, etc. 

  • They should display their registration number at all times, especially in the advertisements they place. 

  • False advertisements will attract a penalty. 

Penalties

Various penalties under RERA are:

  • Section 60: We already know that a promoter has to register themselves under Section 4 of RERA. For furnishing false information, a penalty of up to 5% of the approximate cost of the real-estate project needs to be paid.

  • Section 61: Just like in the previous section, even if the promoter violates any other provision of RERA (i.e., other than Sections 3 & 4), the same amount of penalty can be levied against them.

  • Section 63:  For non-compliance with RERA authority order, a penalty upto 5% per day gets levied on the promoter. 

  • Section 64: For failure to comply with the order of the RERA tribunal, a promoter may also face imprisonment. 

  • Section 62: If the real-estate agent violates the provisions of Section 9 & 10, they will be required to pay ₹ 10,000 per day till such default continues.


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RERA Laws Across India

Till now, every state has notified the rules for their respective state authority under RERA. The only exception here is the state of Nagaland, which is under process to notify the rules.

Most states have launched their websites regarding the same. However, in this regard, some north-eastern states (such as Assam, Manipur, Arunachal Pradesh, and Sikkim) and Jammu & Kashmir, Ladakh, and NCT of Delhi are lagging.

West Bengal refused to implement RERA and enacted its legislation called, “Housing and Industrial Regulation Act, 2017,” challenged in the Supreme Court.

Several states have implemented a diluted form of RERA. This has increased difficulties for homebuyers in these states.

RERA is forward-looking legislation, and before buying a house, you should always check the RERA registration of the builder and the real estate agent. If you are in the real estate business, make sure to comply with the provisions of RERA.

Consulting a Lawyer is always useful for quick and authentic information about RERA Act